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Designing a DEBT-FREE LIFE
How to Use High Cash Value Life Insurance and the Infinite Banking Concept as a Tax-Free Strategy for Financial Freedom
What if you could stop living paycheck to paycheck and start building lasting wealth using the same strategy that banks have used over 150 years?
This isn't a book about scrimping and saving. It's not about risky investing or magical retirement formulas.
It's about taking control of your money and finally putting it to work.
What You'll Discover Inside
How to eliminate credit card debt without cutting your lifestyle
A simple method to wipe out your mortgage years early—with no extra income
How to fund major purchases (cars, emergencies, vacations) without using banks
Why high cash value whole life insurance—when structured correctly—can grow tax-free, protect your family, and create generational wealth
What most advisors and financial “gurus” get wrong about Infinite Banking
What others have to say
"A Fresh Take on Building Wealth – Eye-Opening Strategies! I wasn’t sure what to expect with this book, but wow—it really made me rethink everything I knew about money. The whole idea of using whole life insurance as a banking system? Mind blown. I loved the part about paying off credit card debt with that "Redirect, Repay, Reuse" strategy—actually feels doable. The mortgage stuff too… I always thought refinancing was the only way out, but there’s a whole other method here. Honestly, it’s a lot to take in, but it’s the first time I feel like I actually get it."
—Sunghwan N
"Must Read for Financial Guidance. Who knew you could become your own banker by buying a whole life insurance when you are young, paying the premiums into it, which is like paying yourself, and then later when you want to buy something like a house, you borrow from that that account, since it is your money. On the one hand, if you don’t have discipline, you could get into financial trouble, but on the other hand, if you have great financial discipline, you could become wealthier than most, since you don’t have to pay very high interest rates, and at any rate you pay yourself, since, essentially, you are the bank. I wish I understood this before now. Oh well. This book is well written. I would recommend it."
—Marier R
"I love this book because this is filled with real-world techniques and easy steps, this book reveals to middle-income earners how to eradicate debt, overcome their mortgage, and create tax-free wealth without dangerous investing or powerful budgeting. A decisive, jargon-free guide to reclaiming financial management and creating generational wealth on your own terms."
—Moni
"I never knew you could borrow from a whole life insurance policy. This book was eye opening for me. Many wealthy people use these loans to create more wealth without being taxed. I would recommend this book to someone curious about increasing their wealth knowledge and looking to avoid taxes on their hard earned money."
—Roxy
"An original unique long term finance plan. Check it out! I found this book very original. It offers an excellent idea for planning your financial life to your advantage. The detailed and well-explained plan explains how to tweak a specific whole life insurance product and use it as a base for your future banking needs, like college funds or a mortgage. I was pleasantly surprised to read about this unique way to walk away from the costly banking system in a practical way. Thank you for bringing this fresh concept to view! A good road map."
—Linda McShane
"A thoughtful and practical read. This book offers a fresh perspective on managing debt and building long-term financial stability. The explanations are clear and accessible, even for readers unfamiliar with insurance or investing. While some ideas may not suit everyone, the overall approach is interesting and worth considering for those exploring alternatives to traditional financial strategies."
—Jane Marsden
YOU COULD BE JUST A FEW SMALL STEPS AWAY
"I invite you to change your financial mindset about paying off bad debt. Shift your paradigm about money and learn correct financial principles. What most people believe about money and debt is wrong. There is a way to recapture your money and gain control of bad debt in the process." -Denise Boisvert
